What Kind of Roof Damage is covered by Insurance?

The insurance claim is one of the effective policies to cover your roof damage, and most house owners think that their roofing insurance will cover their roof leakage problem. When they claim the roofing insurance, they won’t get an accepted answer, and the insurance policy wouldn’t cover their roof leakage. As a result, they might get frustrated and start thinking that their insurance policy is worthless. Before claiming your roofing insurance, you have to understand that the Insurance covers not all damages. Only a few specific criteria or roof damage conditions can be covered under roofing insurance. Here, this blog will list the roof damages covered under Insurance.

The Insurance covers the Roof damages

Roofing insurance covers roof damage caused by very bad or extreme weather conditions. Here we have listed all the harsh weather conditions in which your roof damage will be covered. Here they are;

• Hail Storms
• Heavy Thunder Strom
• Tornados
• Snow Storms
• Straight Line Winds
• Aka damaging Winds

Any damage caused by these weather conditions can be covered by roofing insurance, so in the following circumstances, you can contact your roofing insurance provider.

If a tree falls on your roof because of the bad weather condition and causes damage to your roof, then you can apply for your roofing insurance claim.

Insurance companies cover all natural damages caused by bad or extreme weather conditions. However, you need to consider that your roofing insurance company will only cover the damages in your purchased policy.

Does Roof leakage covered by the Insurance?

Most roofing insurance policies won’t cover the roof leakage because roof leakage is a common problem that generally arises because of the lack of maintenance and regular wear and tear. However, if the roof leaks occur because of any extreme weather condition, then your roofing insurance can help you repair the roof. Your roofing insurance company will inspect the exact cause of the roof leakage, and if they find it occurred because of the extreme hail, wind, or storm, they will cover it.

Before purchasing a new home, always inspect the age of your roof so that you can easily cover up the roof damage under the roof insurance policy.

Conclusion

Extreme or bad weather conditions are the primary conditions in which the Insurance can cover your roof damage. However, please keep an eye on your roof condition and know your roof damage policies so that you can cover it whenever required.

For roof damage repair services, you can consult us at Mak Roofing & Construction; we provide roof repair services for all wind, storm, fire, and hail damage roofs in El Paso, TX. Also, we offer insurance claims for roofs in El Paso, TX, so that we will recover your damage under your roofing insurance policy in case of weather roof damage.